Readers Question: How can I find an affordable life insurance policy here in Indiana? Also, what are the things that I can do to lower my life insurance costs? Lorraine Fort Wayne, IN Good question! You will be very happy to know that now, more than ever, is the perfect time to buy Indiana life [...]

Reader’s Question: I am fond of using the internet in doing my transactions for I never want to talk to sales people. I am just hesitant if instant life insurance that’s available online would be reliable. Erwin Gary, IN It seems everything these days can be found in the net, as with most commercial establishments, [...]

Reader’s Question: What is term life insurance and why should I buy it? Jules Hammond, IN Temporary life insurance or “Term life” is a type of life insurance policy that provides significant amounts of death benefits or protection for a relatively affordable price. This is one of the most popular types of life insurance coverage [...]

Reader’s Question: I know I need life insurance but I’m on the verge of deciding on whether I’ll get whole life insurance or term life insurance. Whole life seems attractive and term is cheap? Can give me some facts about the two that would affect my decision? I am buying life insurance in Fort Wayne, [...]

Reader’s Question: My friends have been bugging me to get my own life insurance here in Indiana for reasons I don’t know. Could you explain to me the importance of purchasing a life insurance policy? Ace Gary, IN Just like you, a lot of people are influenced by friends, relatives or other family members to [...]

Reader’s Question: I already have a life insurance of my own and I also want my children to have their own. I never imagined that they would pass on before me and my wife do but I understand that it is still a possibility. Can we just add them to my life insurance policy here [...]

Readers Question: Im in my mid-20s right now and I am raising a family. What is the appropriate life insurance policy for me? Kerri Indianapolis, IN Buying life insurance coverage while you are still young is an excellent idea! Starting early will save you a lot of money in the long run because rates are [...]

Reader’s Question: I’ve heard about “cash-value”, do you think my term life insurance policy here in Indiana also has one? Dante Fort Wayne, IN Unfortunately, your term life policy there in Indiana would probably not have a “Cash-Value’ feature. Like all other forms of term life insurance, your policy is considered as a temporary life [...]

Reader’s Question: Would a Universal life insurance policy be a good investment should I decide to get a policy here in Indiana? Adam Bloomington, IN Whether or not a Universal Life Insurance Policy would prove a good investment for you would depend on how old you are and your specific goals or needs. It would [...]

Reader’s Question: My co-worker here in Bloomington, Indiana IN insists on coming back to work even though he is physically unable to work. He said his disability insurance from work cannot support his family. Is this the usual case? Archie Bloomington, IN Statistics show that more than 30% of Americans become disabled for an extended [...]